Effective: January 02, 2023
We acknowledge the importance of personal data safety. To provide you with methods and principles we apply to data management on Cash Advance: Borrow Money App we established this Privacy Policy. Please read this section before you start using our app.
Please note that using our app confirms that you agree with our Privacy Policy.
Disclosure. The operator of the App is neither a lender nor a broker. The App doesn't make any credit or finance-related decisions, but offers the users a loan-connecting service.
1. What Type of Information We Collect. We gather the following information from you: personally identifiable information and non-personally identifiable information.
Personally identifiable information is the sort of data that allows us to recognize you as an individual. You provide us with it when you sign up and submit a request. This information may include but is not limited to your full name, date of birth, place of residence, phone and mobile phone number, driver's license, social security number, relevant employment details, income, banking account, credit history, and military status.
Non-personally identifiable information relates to the data that doesn't reveal anything about your identity. This information is anonymous and may include but is not limited to IP address, Internet provider, browser, language, time of browsing session, clicks, links you followed, etc. Such data is collected through cookies, web beacons, and pixel tags.
2. Why We Collect This Information. Collecting users' personal details is necessary for business management, technical support improvement, and marketing research. We also need your private data to process your application and connect you with one of our lenders.
3. How We Share Your Personally Identifiable Information. By providing your personally identifiable information, you allow us to process your application and connect you with a lender. That also means we have the right to share this information with a third party because a lender cannot approve your loan without knowing anything about you.
Please note that lenders may verify your personal information by sending requests to national databases and credit reporting agencies. Such inquiries may affect your credit score. We may share some of your data with our affiliates, partners, and other accredited third parties for the purposes of business management, security, advertising, marketing, consumer behavior research, and consumer support improvement.
We reserve the right to share your information with another company that has acquired our business, a part of it, or fused with us.
If such a situation occurs, we may inform you about these changes by email or with an announcement posted on our app. We may share your personally identifiable information if the law requires it and is necessary to proceed with a legal process or to protect our rights.
4. How We Share Your Non-Personally Identifiable Information. By collecting and sharing your non-personally identifiable information with third parties, we improve our technical service, study the behavior of our customers, and gather web statistics vital to the management of our business. We may share it with other third parties for these purposes.
5. Links Provided by Third Parties. When browsing our app, you may come upon links to third parties. All these links are given to you only as a reference. You click them on your own will. We do not manage those third parties; therefore, we cannot be held accountable for their content, privacy policy, terms, and practices, as their management is beyond our responsibility and control.
6. Marketing Practices. By accessing our app, you acknowledge that you know about our marketing practices and agree with them. You have nothing against receiving our advertisements, newsletters, marketing messages, and other promotional materials.
Our third-party partners may also send you their marketing messages using all the contacts you've provided us with.
When you start using our app, you acknowledge that you are aware of our marketing practices and agree to receive such messages from us and our third-party partners. If you want to avoid receiving our marketing messages, contact us by email. Nevertheless, if you wish to opt out of third parties' messages, you should contact them directly with this request.
Please note that we are not responsible for the marketing practices of third parties as we do not control them.
7. How We Protect Your Data. To keep your personal information secure, we use safeguards and advanced security systems that correspond to the US law requirements regarding this matter. Only authorized personnel can access your data. They may do so only for business purposes allowed by the current US legislation.
Despite our best efforts, we cannot guarantee the total safety of your data. It is impossible since we are not able to control law violators.
8. Data Retention and Deletion. We are committed to retaining your data only for as long as required to fulfill the purposes outlined in this privacy policy. However, in certain circumstances, the law may require or allow for a more extended retention period. Rest assured that we make every effort to ensure that all applicable laws and regulations handle your data.
9. Notice for Foreigners. We render our services exclusively to employed residents of the United States. If you are a foreigner, don't access our app.
10. Notice for Minors. We render our services exclusively to people over 18 years old. If you are a minor, don't access our app.
As seen above, we do not deliberately collect data from children. If you are a parent or a legal guardian of a child who accessed our app, please inform us about the incident using our contacts.
11. Privacy Policy Changes. We reserve the right to revise, modify, and update this Privacy Policy when we find it appropriate. We can edit, modify, and update the Privacy Policy without notice. For this reason, we encourage you to reread this section from time to time. If you keep accessing our app after we've changed the Privacy Policy, you will agree with the changes.
12. How You Can Contact Us. If you have any questions or concerns about this Privacy Policy or how we handle your data, please get in touch with us at [email protected].