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Prosper Loans Reviews

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  • Minimum Credit Score680
  • APR Range59% - 199%
  • Loan AmountsUp to $100 per day
  • Fixed APRDoes not charge interest
  • Loan TermsUntil your scheduled payday
  • FreesNo late fees ororigination fees
  • Time to Recive FundsSame day funding avalible
  • Recommended Credit ScoreNo credit check required
  • Read the full review:Earning Personal Loans

Prosper Personal Loans

Unlike with Upstart, with Prosper company you can have two options: borrow and invest. This peer-to-peer marketplace tries to connect borrowers with good credit score with experienced lenders. You can use Prosper unsecured personal loans for debt consolidation, home improvement, and for your other private matters. Prosper has separate customer support for investment inquiries.

Even though you can easily say that Prosper loans are quite flexible (it’ll take from 1 to 3 business days to get money transferred to your bank account in case of loan approval), you cannot make payment schedule adjustments, which is why you’ll be charged a late fee in case you fail to make a payment on time. Payment schedule adjustments are the most common dissatisfaction when you read reviews online.

APR 6.95% to 35.99%
Origination Fee 2.4% to 5%
Loan Amount $2,000 to $40,000
Credit Score Range 640 – 710
Supported Income Types 1099 Misc. Income, Cash / Other, Direct Deposit (W2, SSA, SSDI), Payroll Check or
Prepaid Card

As they have this risk-rating system, some clients may feel uncomfortable to go through some checks. According to Trustpilot, getting approved for a loan may become a long process. This is hardly convenient when a loan usually requires urgency. Just read their loan policies to make sure you know what you can count on.

Yet there are so many wonderful reviews, that make clients come back for their loans with Prosper over and over again. They are highly recommended by customers who managed to deal with high-interest debts with the company’s loans. Read more reviews, contact them directly and only then decide whether you are ready to apply to their services or not.

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