100$ Loan App to Get Instant Cash in May 2025

Instant cash loans, available through apps, provide a quick solution for financial challenges. These short-term loans, also known as payday loans, offer swift funds upon meeting requirements. Be cautious of instant transfer fees and loan agreements. Explore options like paycheck advance apps to find the best fit for your needs, regardless of credit score.

Lendgreen

The Lendgreen company has been in the field for a long time. It has a good reputation, especially in the customer support department. It is a perfect option for those who need a loan right away.

After the registration, new attendees get access to $1200 that could be borrowed. In addition, there is no pressure – Lendgreen allows its customers to pay off the loan in 3 or more months.

In general, the rates vary from $100 to $1500. Also, the amount you can take depends on your income. The company analyzes your financial abilities and decides whether to approve your request or not. However, the maximum term is 18 months.

To be eligible to apply for a loan, customers have to be more than 18 years and have the citizenship of the state they are borrowing in. The Lendgree doesn’t cooperate with the military members, unfortunately, and requires a stable source of income.

The annual percentage rate equals 795%, meaning the longer you pay back the debt, the more you overpay. Yet, the company has before-schedule payment options with no fee included. This issue is easily negotiable.

Lendgreen offers a reliable avenue to secure a quick cash infusion through their 100 loan program, giving you the opportunity to obtain the cash advance you need, even if you’re facing a temporary financial crunch.

LendingPoint

LendingPoint offers personal loans in fair conditions, applying to customers’ financial stories. The company helps to strengthen the living condition by providing approachable deals with low interests and fees. The overall review of the LendingPoint is average. Customers are averagely satisfied with the services.

The company works online and covers almost the whole country except West Virginia and Nevada. Among its offers, customers can find a 35.99% APR. The numbers might be lower depending on your situation. In addition, LendingPoint accepts people with bad credit – it requires at least 580, which is almost the minimum credit score one can have.

Also, the LendingPoint app would be a matching one for you if you need more than a $2000 loan. The number is big, but you shouldn’t have problems repaying it with the 24 – 60 months lending term. 

In case the mentioned sum is not enough, there is a cap of $36500, so you can choose and negotiate any necessary figures. The speed of the verification is usually instant, meaning you’ll receive the loan money on the next workday.

Check `n go

The Check `n Go is another instant loan app that can lend money when you need it ASAP. Moreover, your credit score won’t be an obstacle – the company accepts even those who have low account labels.

The process takes up to one business day, so you’ll receive the funds right in time. The overall review of the Check `n Go, and its $50 loan instant app is fairly decent. It maintains a good reputation.

The lending company has two ways of communication: land-based facilities and online applications. Both proceed with borrowing requests pretty fast. The amount you can lend starts from $100 and goes up to $5000.

Still, be aware of the interest rates and extra fees. The APR of the Check `n Go is 812% which is higher than at other average banks. However, they have an advantage in speed – it makes it worth it. Depending on the amount you’ve taken, you’ll have a specified loan term.

Usually, customers have to repay their debt within 1 – 8 months, but if the sum is larger than a 3 to 18 months option is possible. Also, take into account that you need an active checking account to become a member of Check `n Go.

Cashnetusa

CashNetUSA is one of the 100 instant loan apps that offer a loan amount of up to $3500 without a credit check. This cash advance app has been in the market since 2004 and is favored by customers for its speedy processing, decent rates, and excellent customer service. It provides access to money to cover your urgent financial needs.

The main advantage of CashNetUSA is a speedy proceeding. If you requested until 10:30 am CT then you’ll receive the loan on the same day. The CashNetUSA app allows people to borrow money in the range of $100 up to $3500.

Yet, it differs from state to state. For instance, in Oregon, the cap is $300, but in Michigan, it is up to $600, etc. The APR equals 474.51%, which is higher than at other possible companies and $100 loan instant apps.

Besides, if you have a small debt, you’ll be able to repay it within 8 to 35 days. The usual loan term varies between 6 and 24 months. Still, consider specified terms of the state and analyze whether the deal is beneficial for you or not.

In summary, CashNetUSA is a reliable option among 100 loan apps, offering speedy approval, access to money, and various loan amounts. However, it’s essential to consider the pros and cons of instant loan apps and review the total cost of the loan before deciding if it’s the best choice for your financial situation.

Achieve Personal Loans

Achieve Personal Loans, one of the best loan apps, always prioritizes each customer’s unique situation and strives to tailor the borrowing terms to their needs.

The company’s name itself, Achieve Personal Loans, signifies its commitment to helping individuals break free from financial issues. It doesn’t necessitate an excellent credit score, making it accessible to those with less-than-perfect credit histories, and it offers competitive, low rates to all applicants.

The company operates online and offers to fill out the application on the website to get extra money. They lend you money between 100 dollars and up to $40,000. But be aware that those terms widely vary according to each state.

For instance, in Ohio, the minimum offer equals $5.500, so you have to do accurate research and check whether your state’s conditions match your needs. However, you will have at least 24 months to return the borrowed money. If it’s not enough, the deal might be extended up to 60 months.

Customers don’t have to worry about extra expenses as well. The annual percentage rate at Achieve Personal Loans is 29.99% which decently helps to save up some cash. The proceeding period is 48 hours, so within 2 workdays, your request will be verified and done.

Opploans

Opploans is one of the apps that aims to give its customers better services and affordable rates. They proceed with fast loan verification and convenient terms. Users are satisfied with the way Opploans operate, including its app, fees, rating, and support system.

The company also offers large sums for lending. The minimum amount of a loan a person can get is $1000. Still, don’t neglect to check the specified conditions for each state. In case the necessary amount is larger, you can apply to any rate up to $4000. Yet, consider the 199% APR.

The repayments period is negotiable, but it varies between 9 and 36 months, depending on the figures and the frequency you can deposit monthly. Similar to other 100 loan instant apps, the Opploans proceed and verify the request within 1 business day. 

To be eligible to get the loan, you have to be at least 18 years old and live in the state where you apply for a debt. In addition, you can’t be a military member and have to confirm your regular source of income. Also, take into account that your bank account should be active for at least 90 days.

Opploans can be a valuable resource when you are short of money. They provide a quick and straightforward way to access the funds you need, helping you pay off your loan and even improve your credit score through responsible loan repayment.

Speedy cash

In any emergency or case of unexpected expenses, SpeedyCash is ready to take responsibility for helping people get back on track. It provides the opportunity to borrow a small amount and large ones as well. The reviews of the app are decent. Customers like the services and appreciate the fair deals.

The SpeedyCash operates both online and at land-based points. When you request a loan, you get your money right away, applying at the store.

When you want to make it from the comfort of your own house, then you might need to wait to get paid about 1 business day. In addition, the minimum sum the SpeedyCash can lend is $100, while the cap reaches $5000.

However, all the repayment terms are negotiable and can be extended up to 42 months. But you might want to return borrowed money faster, not to overpay interest rates. The APR of the SpeedyCash is 680.7% which is a bit higher than average.

To get access to the system, you have to follow the same rules: the eligible age is 18 and over, a stable source of income is a must, and the applicant has to show a valid ID as well as an open bank account.

Avant

The Avant aims to be closer to the people and reduce the barriers to maintaining middle-class customers. The company operates online and provides the best conditions for its customers. The reviews are above average, which means clients are highly satisfied with the services.

Same as previous options, you can get a cash advance in the range of $2000 – $35,000. The rates might seem large, but even with the minimum amount, you’ll be on time with the repayment.

The usual terms of the loan are 24 to 60 months, depending on the borrowed funds and the ability to return them to the lender. The APR varies, but the cap is 35.99%. So, after doing some counting, you’ll see that the procedure is approachable. 

There are some conditions that you need to consider while applying as well. You can demand the Avant loan only if you’re over 18 years, a resident of the USA with SSN, and have a gross annual income minimum of $20,000. In addition, those who want to be eligible for debt are supposed to have at least a 580 credit score.

Should I Take a $100 Loan From Instant App?

When contemplating the worthiness of using 100 cash advance apps, it’s essential to weigh the pros and cons. Let’s delve deeper into this topic.

In summary, while an loan instant app can help you get the money you need quickly and conveniently, it’s essential to be cautious and well-informed, as high costs and trust issues may arise. Make sure to consider these factors when deciding whether to use a loan in the future.