Speedy Cash

Speedy Cash Alternatives [Sites & Places]

What do you do when you need cash straight away? Tons of worries and insecurities make your head spinning, right?

Ease your financial stress and get assistance from loan places similar to Speedy Cash.

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Now, take a break and look at the following lenders who provide loans like Speedy Cash.

When you apply for loans similar to Speedy Cash, odds are you expect to get fast financial aid in as little as one day. And that’s no wonder. Being a direct lender, Speedy Cash offers in-store and online payday, title loans, and other cash services. Do you need money? Fill the application online!

Personal Loans

Rates (APR)

5.99% – 35.99%

Loan Amounts

$1,000 – $35,000

Repayment Terms

3 – 72 months

Looking for Speedy Cash alternatives? A great place to start is to visit the Personal Loans website.

It’s the other lender network dedicating to matching those with bad credit to personal loans up to $35,000.

A minimum of 600 scores and at least $2,000 of verifiable income per month is enough to apply for a loan. The company offers some of the most flexible terms anywhere, with APRs from 5.99% to 35.99% and repayment options ranging from 90 days to 72 months. Indeed, it all depends on a lender and the loan you apply for.

Unlike some lenders like Speedy Cash, PersonalLoans comes with the obligation-free rates quote.

The benefit?

You can see your loan options without having to give away your bank account information.

Whatever your personal situation, it always makes sense to learn and understand what you’re signing up to. You’re not obliged to accept any loan offered by PersonalLoans, sure thing. Yet, once you accepted, get access to your funds as soon as the next business day.

Loan Sites Like CashNetUSA


PaydaySay ranks high amongst the best loan companies similar to Speedy Cash.

It’s a great option for borrowers with both good and bad credit.

When emergency expenses pop up without warning, let Payday Say help you.

The key thing about the company is that it’s not a direct lender itself. To get started, fill in the form and the company connects you with lenders like Speedy Cash.

Loan SitesThe best thing about the company is that there are no minimum credit score requirements. Yet, the good rule of thumb is to have a 550 score or higher.

Once you’re about to apply for a loan, make sure you learn the fees that the lender you’ve picked will charge. As such, fill the application once and get matched with multiple online lenders and Speedy Cash competitors to get up to $5,000 for any purpose.

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Rates (APR)

5.99% – 35.99%

Loan Amounts

$500 – $10,000

Repayment Terms

3 – 72 months

When you’re looking for online loans like Speedy Cash, CashNetUSA is worth to explore.

The first thing you notice once landed on the website is a question about your state.

The reason for that is that the rules and regulations for payday loans like Speedy Cash provides vary across the U.S. As a result, your state will determine what aid you’re allowed to get. Thus, everything from the maximum amount of a loan to fees and repayment terms depends on the state you live in.

Loan SitesOne rule that works in every state is that a borrower who repays his loan early is penalty-free.

Once your request is approved, expect the funds to be deposited directly into your checking account. Just because of the higher interest rates through CashNetUSA, it’s always smart to think on your feet.

If you’re not sure that you understand the terms, you’d better shop around for same day payday loans similar to Speedy Cash.

Loan Sites Like CashNetUSA


Rates (APR)

59% – 199%

Loan Amounts

$500 – $5,000

Repayment Terms

9 – 24 months

Based in Chicago, OppLoans makes our list of the best loan places like Speedy Cash to consider.

The company positions itself as a safe and trusted alternative to other direct lenders like Speedy Cash.

With a whopping of 100,000 satisfied customers, OppLoans could be the lender of your choice.

With an A+ rating from the Better Business Bureau, OppLoans works as one of the best options for personal loans with bad credit.

Loan SitesEven with 600 credit, a borrower is able to apply for a loan.

When it comes to rates, OppLoans may have lower payday loan rates compared to other loan companies like Speedy Cash.

The best thing about OppLoans is that it reports credit data to all three major bureaus. For a borrower, that means an ability to improve a credit score. So, once you are sure you can make monthly, on-time payments in full, consider using OppLoans for your next loan.

Loan Sites Like CashNetUSA

Cash Advance

Rates (APR)

15% – 1,564%

Loan Amounts

$200 – $10,000

Repayment Terms

3 – 72 months

When finding the best option to borrow money, the Cash Advance online lending network can be right up your alley.

Compared to sites like Speedy Cash, CashAdvance is a marketplace where the choice of reputable lenders and financial products they provide is huge. It’s best suited for those who are in a tough financial situation to solve their short-term cash problems.

Unlike websites like Speedy Cash that require a borrower to have a minimum credit score to apply for a loan, CashAdvance.com claim no minimum score requirement, meaning that you can apply even in case of bankruptcy. Face it, it could be a great option for some empty-handed borrowers.

The rates range from 15% to 1,564%. To find out the full cost of the loan you apply for, consider using the cost estimator on the website.

When it comes to the amount of money you can borrow, the sum is not all that huge. That’s anywhere from $200 to $10,000. The catch here is interest rates. In some cases, an interest rate could be as high as the triple digits. The repayment terms vary from lender to lender, yet, as a rule, you have to repay the loan within one year.

Loan Sites Like CashNetUSA


Rates (APR)

6% – 35.99%

Loan Amounts

$1,000 – $35,000

Repayment Terms

6 – 60 months

BadCredit company cooperates with a network of lenders and financial service providers to offer short-term, non-long-term online loans, typically between $1,000 and $35,000.

You leave your application, and the service provides information about you to lenders and notify you of the offers that are available to you, based on your credit history.

The company connects borrowers with creditors and specific lender conditions will apply to any loan the borrower takes. We do not make you wait long for finances.

If you accept the offer, cash will be on your account in a day.

Unlike other credit companies, BadCredit will not refuse you if you have a bad credit history but will show you suggestions for credit repair, debt relief, or similar services.

You do not have to pay a commission due to use this service because the network of lenders includes state and tribal lenders. Also, in addition to traditional loans, some lenders in BadCredit company network may suggest a line of credit.

Always pay attention to all the options available to you and don't assume that the loan offer you received is the best loan suggestion available to you.

Loan Sites Like CashNetUSA

Is Speedy Cash Legit?

Available in 29 states, Speedy Cash is a licensed lender, thus a legit option for people who are strapped for cash.

Can you pay your loan back within the allotted time? The better for you and your credit.

The key thing to remember is that this easy-to-approve option always goes hand in hand with the risk of ending up paying for your debt. Found a too-good-to-be-true option? Nothing’s free, so is with taking a loan. So, think twice to understand all given information before you make a pick.

Edited by Victoria Zhilka

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Victoria Zhilka

Creates and implements our mission, vision and goals. The ultimate decision-maker responsible for the overall company's success.