Loan Sites Like CashNetUSA & Competitors

Need Money Fast?

Discover best loan services beyond CashNetUSA for quick and reliable assistance. Explore various lenders for different loan options. Whether it’s a online payday loan or a $500 loan, these trusted companies like CashNetUSA offer fast solutions. Simplify your choice, compare options, and fill out applications effortlessly, especially in urgent situations like “I need $200 now.”

Site Loans Like CashNetUsa: Best Offers

CashNetUsa is a reliable lender with vast experience, but it doesn’t mean it can meet all borrowers’ demands. Small loan amount, short repayment period, high interest rate – whatever the reason, you may look for other companies like CashNetUsa.

To make your life easier, we have conducted thorough research to find the best short-term loans in the USA. All the below-mentioned companies like check into cash are trusted loan lenders with positive customer reviews.

They offer emergency cash payday loans online same day deposit until the next business day without credit inquiries. Thanks to a fast and easy application process, you can avoid exhausting paperwork. Just fill in the loan request online form and wait for the decision. If it is positive, you may receive funds directly in your checking account or at a physical store (if any exists). So, let’s take a closer look at the CashNetUsa payday loan alternatives to find the best offer.

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Personal Loans™

PayDaySay rating

  • Min. Credit ScoreVaries by lender
  • APR Range5.99% - 35.99%
  • Loan Amounts$250 to $35,000
  • Repayment Terms61 days to 96 months

If you are willing to find online loans Texas like those offered by CashNetUSA, turning to the Personal Loans company may be a smart decision.

  • This is a loan-matching online platform where borrowers can be connected with direct creditors to finance their needs.

Personal, installment, or payday loan sites like CashNetUSA are available here.

The loan term is between 90 days and 72 months. The average rates are from 5.99% to 35.99% which is not very high.

One of the benefits of is the opportunity to obtain up to $35,000 to cover certain expenses. The funds can be delivered within 1 business day.

Bear in mind that the company is not a lender, so it can’t guarantee your request will be approved. You may get one or several offers from sites similar to CashNetUSA, but it is your responsibility to review the conditions and compare the terms.

Payday Say

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PayDaySay rating

  • Min. Credit ScoreNot required
  • APR RangeVariable
  • Loan AmountsUp to $5,000
  • Repayment TermsTill payday

Another type of loan company similar to CashNetUSA is Payday Say. To be more precise, it is a loan-connecting service.

The company is an indirect lender, but this platform can easily match borrowers’ requests with direct lenders. So, this service slightly differs from other places like CashNetUSA.

It provides fast and secure assistance by connecting consumers with lenders similar to CashNetUSA.

Each client can obtain up to $5,000 for any purpose. A great benefit is the ability to get matched with multiple finance-related service providers straight away without the need to apply to many different lenders surfing the web.

Today, many people search for similar loans like CashNetUSA, and applying via Payday Say app is a great alternative. Provided that you are over 18 years old and have an active bank account, you can submit your online request through this platform.

The only thing you need to take into account is that this company doesn’t guarantee 100% approval as the decision depends on direct lenders.


Get offer

PayDaySay rating

  • Min. Credit ScoreVaries by lender
  • APR RangeVaries
  • Loan amount$500 and $10,000
  • Repayment TermsTill payday
  • Fixed APRDoes not charge interest
  • FeesNo late fees ororigination fees
  • Time to Recive FundsSame day funding avalible
  • Recommended Credit ScoreNo credit check required
  • Read the full review:Earning Personal Loans

As you can see from its name, CashUSA is similar to CashNetUSA.

Both services provide financial assistance on the web to consumers across the country. You can apply for $500 – $10,000 for a period of 90 days to 72 months.

The money may be used to cover short-term expenses until the next payday, while bigger sums with a longer repayment term are also available.

  • he rates are different and vary from 5.99% to 35.99% depending on the loan length and other features. It is quite easy to fill in an application online for online loans Washington, like CashNetUSA and obtain qualified help.

Pay attention to the requirements as every borrower is demanded to have a steady source of income and earn at least $1,000 after taxes to be eligible for their assistance.

Cash Advance
Coming soon

PayDaySay rating

  • Min. Credit ScoreVaries by lender
  • APR Range15% – 1,564%
  • Loan Amounts$200 - $10,000
  • Repayment TermsTill payday

Still need some other top sites like CashNetUSA to compare information? is another option for you to look through. The requirements to borrowers about their credit score here are really low. Actually, there are no credit score requirement, so bad credit borrowers can apply even when going bankrupt.

This loan-connecting service works free of charge and is designed to match requests with creditors on the web. The platform is easy to use. You just need to submit your basic data and the amount you are willing to get.

Once approved, the funds will be deposited to the borrower’s checking account within 24 or 48 hours. The drawback here is that choosing such places like CashNetUSA, you will be able to acquire between $100 and $999, which might be not enough for some cases.


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Bad Credit Loans

PayDaySay rating

  • Min. Credit ScoreVaries by lender
  • APR RangeVaries
  • Loan AmountsUp to $10,000
  • Repayment TermsTill payday

If you are looking for a quick and safe way to get a loan, then this cash advance app is for you. BadCredit is an application that will take you just a few minutes, here you can submit a request from your phone, tablet, and computer.

This company has helped thousands of people to get a loan. BadCredit is here to help find you the funds you need.

Start with a simple loan request. After that, the company will process the application and provide you with a loan application. If you approve, you can receive funds in your bank account as soon as the next business day.

You must be 18 or older to be eligible for a personal loan. You must also have a valid Social Security number, and be a legal U.S. citizen or permanent resident.

This quick online app is not a direct lender bad credit. The company receives and processes loan applications, then puts you in touch with the creditors.


Get Offer

PayDaySay rating

  • Minimum Credit ScoreNot Required
  • APR RangeUp to 160%
  • Loan Amounts$500-$4,000
  • Repayment TermsTill payday

OppLoans is one of the websites like CashNetUSA. It has been around for 10 years already and has served thousands of consumers in many states.

  • The company is a certified provider of short-term or long-term solutions. You may request between $500 and $5,000 for any purpose.

OppLoans is one of the direct lenders like CashNetUSA that offers small personal loans, cash payday loans Utah, and installment loans.

This company has a variety of services to offer you.

The average repayment term varies from 9 to 24 months. Funds can be taken for auto repairs, house renovation, unpredicted expenses, late bills, medical costs, etc.

Good thing is that there are no prepayment fees. On the downside, the interest rates are really high starting at 59% and reaching 199%. Also, this company is available not in every state, so make sure you check the information before you apply.

*The application does NOT affect your credit score.

Speedy Cash

If you are looking for a CashNetUsa alternative, Speedy Cash may become your helping hand. Founded in 1997, this lender has 4.4 points out of 5 on a Trustpilot. Speedy Cash allows borrowers to get loans online, via mobile phone, or by visiting a physical store.

The company offers various financial products, including 255 payday loans online solutions, car titles, online installment loans, and lines of credit.

To get approved, you don’t need an excellent credit history or official employment. Just prove you can repay the loan amount and wait for funds within three business days.

The loan amount and term you can get depend on your state, income, and chosen loan type. Typically, it varies between $50 and $26,000. The APR rates differ and may range from 176.61% to 729.82%.

Another beneficial feature offered by Speedy Cash is the ability to change your mind within 72 hours and return funds without any penalties. Moreover, this lender doesn’t have a prepayment fee, so you can repay your debt earlier and save on interest.

Speedy Cash can also boast of excellent customer service. If you need consultation, you can get it via a phone call seven days a week or by visiting a storefront.

SoLo Funds

Want to get a short-term loan but don’t want to pay high interest? SoLo Funds has a solution for you! This lender is worth considering if you need a small loan amount to solve unforeseen expenses.

Solo Funds allows you to borrow between $20 and $575. The loan term usually doesn’t exceed 35 days.

This company’s distinct feature is that it doesn’t charge interest fees. Instead, borrowers can make voluntary donations to support the platform or tip the lender.

Note that SoLo Funds isn’t a direct borrower. The funds will be issued to you by Synapse’s partner banks, Members FDIC.

If you want to boost your score, SoLo Funds sends a credit report to the main credit bureaus. It means that by fulfilling your financial obligations on time, you can increase your chances of getting larger loans.

However, be aware of late payments, otherwise, you will be charged a 10% fee of the loan amount. The company also has an origination fee of 0.9% of the loan plus $0.70.

All in all, SoLo Funds is an excellent alternative to CashNetUsa if you want to save money on interest. But it is beneficial only for people who need less than $575.


If you are looking for reliable payday loan sites, LendUp is among the ones to consider. With more than 10 years of experience, it provides a quick and easy application process even for people with poor credit.

There are two types of financial products available to customers: single payment and installment loans like Cashnetusa. The first option allows borrowers to get between $100 and $255 with a short repayment term ranging from 7 to 30 days and an APR of 214.13% – 917.71%.

At the same time, if you choose a LendUp installment loan, you can qualify for up to $1,000. To repay this sum, you may have from 1 to 6 months. For this loan type, you will pay the APRs ranging from 32.08% to 71.07%.

Since the interest charges are high, the LendUp services are prohibited by some state laws and are available in just 8 states: MS, MO, SC, CA, LA, TN, WI, and TX.

This payday lender doesn’t allow pre-qualification, but if approved, you can choose the payday by yourself. LendUp provides instant loan decisions and sends funds until the next business day.

If you need money instantly and have bad credit, this lender may become your helping hand. However, high interest charges and a lack of financial options may be a problem for you.

Rise Credit

Rise Credit is another popular alternative to CashNetUsa. It offers loans online for various purposes, including debt consolidation and home repairs. For this lender poor credit may be not a verdict. Everyone can get approved without various credit checks and receive funds the same day.

The minimum loan amount is rather high – $300, while the maximum one amounts to $5,000. Like it is with other companies, APR depends on the state and may vary from 36% to 299%. This lender can boast of relatively appealing loan terms that are between four and 26 months.

You should remember that Rise Credit serves as an indirect lending platform and doesn’t borrow money itself. Your lender will be defined by your place of living. The funds can be provided to borrowers the next business day by FinWise Bank, CCBank, or state installment institutions.

If you opt for this lender, you will avoid prepayment and origination fees. What’s more, 5 days after taking a loan, you can change your mind and return the money without any charges.

Is Rise Credit good for you? The answer depends on your loan purpose. If you need a small cash advance instantly or want to boost your rating, this platform is worth considering. However, if you need less than $300 or more than $5,000, it is better to look for another option.


ExtraLend is among the most popular payday loan sites that may be viewed as a CashNetUsa alternative. This indirect lending company serves as a mediator between borrowers and lenders. It lets you get various financial solutions. However, ExtraLend is mainly used by borrowers willing to get approved for payday loans.

With more than 20 years on the market, this lender knows how easy the application process looks. The online application form is simple and short. You only need a few minutes and any device with an Internet connection.

With ExtraLend, you can receive from $200 to $3,000 the same or the next business day. The APR ranges from 200% to 1350% and depends on your credit, chosen loan type, and state.

For personal loans, be ready to pay between 4.99% and 450% APRs, for cash advances – from 200% to 1386%, and installment options no more than 225%.

Since ExtraLend is an indirect lender, it is difficult to predict the loan offer you will get. Note that some lenders charge additional fees for early and late payments.

Lend You

Are you looking for a secure platform to get financial assistance? Lend You is an indirect lender that has an A rating with the Bureau of Better Business and many positive reviews from customers.

This company connects borrowers with reliable payday lenders that provide multiple solutions to financial problems. Available loan amounts depend on many factors and range from $100 to $15,000.

Payday loans allow you to borrow up to $1,000 and must be repaid in 30 days. At the same time, installment options have more extended repayment periods, which may account to 60 months.

Short-term loans typically come with higher APRs defined by direct lenders. For installment solutions, the fee is between 6.63% and 225%.

Apart from basic eligibility requirements, Lend You sets a minimum income criterion. Even to get a payday loan, you must earn more than $1,000 per month. If approved, borrowers receive funds on the following business day.

Like all the above-mentioned companies, Lend You requires your basic personal (name, phone number, email address, etc.) and banking information (checking account data).

Check Into Cash

Check Into Cash may also be a beneficial alternative to CashNetUSA if you need instant cash. This company offers different financial products, including payday loans no credit check instant approval, installments, car title solutions, and lines of credit.

This lender has more than 1,000 physical stores in 26 US states. You can apply for funds online or visit the nearest Check Into Cash office. Learn state laws before applying for money. Loan terms, conditions, and amounts vary. In some states, borrowers can’t get financial assistance online.

The company’s payday loans may allow you to get between $50 and $1,500, depending on your state. However, new clients can get approved for a payday advance of $750. The maximum repayment term for this loan type usually doesn’t exceed 31 days.

Check Into Cash installment loans can be up to $5,000. You can repay them in weekly or monthly payments. This lender doesn’t charge a penalty for early installments.

What about interest charges? This company doesn’t have them. For payday loans and cash advances, be ready to pay a flat fee ranging from $10 to $30 per $100 borrowed. It means that a payday advance APR may be from 400% to 1,000% in some states.

Remember that to qualify for a loan from Check Into Cash, you must have a minimum annual income of $12,000 or higher. If you are unsure whether you will get approved, opt for a pre-qualification feature offered by this lender.

Let’s Consider CashNetUSA

Established in 2005, CashNetUsa is a reputable provider of cash loans online. The company’s services are available in 29 US states. It offers several lending options, including payday, installment loans, and lines of credit.

The loan amount depends on various factors. If you apply for a payday loan, you can get between $100 and $600. At the same time, installment options allow you to borrow up to $3,500.

CashNetUsa charges relatively high interest charges that vary considerably from state to state. That is why you must learn state laws before applying for an online personal loan. The company has an appealing and convenient website and mobile application. It brings about an instant approval process. The borrowers usually receive money directly on their accounts within 1 business day.

If you are looking for fast financial help and are ready to face high APR (in some cases over 1,000%) and short repayment terms, CashNetUsa is worth considering. It doesn’t conduct the borrowers’ credit checks, so almost everyone can get approved.

Why and When You Should Choose an Alternative To CashNetUSA

CashNetUsa offers fast cash solutions and presents multiple benefits to borrowers. However, in some cases, you may need to look for other lenders. Why may it happen?

Firstly, for some lenders, the offered loan amount may not be enough. If you need a loan more than $3,500, CashNetUsa might be not for you.

Secondly, this lender doesn’t provide secured loans. If you are looking for car title or mortgage options, you should find another lender.

Among other things, the company issues high interest rate loans. Because of a short loan term, you may end up in debt.

As mentioned, CashNetUsa provides financial assistance even to borrowers with bad credit. It doesn’t report to three major credit bureaus, which means your loan request won’t hamper your score. However, if you want to build credit, you should look for CashNetUsa alternatives.

Every cloud has a silver lining, even if it is one of the most reputable lending companies in the USA. Define the essential features a good loan app like CashNetUsa must have and try to find the most beneficial option. If CashNetUsa is not for you, there are still many great lenders to consider. Perhaprs, another cash advance loan lenders offer more suitable terms for you and your bad credit history, which will help you build credit.

  • Quick Result
  • No Hidden Fees
  • Competitive Rates
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Summing Up

There are multiple options and reliable alternatives to quick cash loan sites like CashNetUSA these days. It pays to be responsible and know exactly how much you need to take out in case of emergency. After all, debt is debt, so you will have to pay it off.

Is CashNetUSA safe?

The company is a licensed and legitimate online lender based in the US. It neither charges application fees nor requests upfront payment on loans.

If you fail to repay the same amount together with interest rates on time, you may end up hurting your credit rating. On the other hand, being serious and paying the debt off on time will help to improve your credit history and qualify for better conditions and lower rates in the future.

Choosing one of these services will help you resolve temporary money disruptions and stay afloat until everything gets back to normal.

Read feedback and compare APRs at various companies to select the most affordable option with less hassle. Use the above-mentioned list to compare each lender and small loan service provider. Think twice before you make the final decision.

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