Frequently Asked Questions

What is a payday loan?

A payday loan service is a small, unsecured and short-term loan that can be taken through the Internet without paperwork.

Are you a direct lender?

No, we are not the direct lenders. Our service just connects the borrowers with the lenders.

How can I apply for the loan?

To apply for the loan you need just to fill out the online form on our website and as soon as your request is considered, you will get the confirmation letter from the lenders.

The lenders can provide loans for people who reached the age of 18. You should also prove that you have a stable income and have a valid bank account where the money can be transmitted.

How much money can I borrow?

The minimum sum of money that you can borrow is $100 and it is possible to get up to $1,000. But the amount of money can be different depending on the laws of the state you apply from.

How will I get the money?

The money will be transmitted on your bank account.

Can I be provided with the loan if I have a bad credit?

Lenders sometimes provide money even to people who have had problems with credit in the past. To find out whether you are eligible, fill out the form on our website.

When should I repay the loan?

The loan should be repaid as soon as you receive the next paycheck. You will be charged additional fees if you don’t pay it on time. It also depends on the conditions of the lenders that you have agreed with. Our service doesn’t solve any financial issues with the lenders, we just connect borrowers and lenders.

Whether the personal income has any influence on applying for a loan?

There are two things that should be considered. You must have permanent work and a stable income you are able to prove.

How many loans can I have?

The most of lenders provide only one loan at once.

How can I cancel my loan?

The most lenders allow canceling the loan within 24 hours from the moment of applying for it. You need to contact your lender as soon as possible.

Do I need to provide any additional documents?

It depends on the lender and if some documents are needed, you will be contacted before the loan providing.

Is the personal information that I provide to your service secure?

All the requested information remains secure and encrypted to protect your privacy.

What happens if I don’t repay my loan?

It will bring you additional fees or interest. But note that each lender has his own conditions so you should review the lender’s policy and contact him with any appeared questions before making any decisions.


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What is a payday loan?

It’s a small (usually under $1,000), short-term, no-collateral, cash advance. They are backed by future income, such as your next paycheck, a dividend or other type of regular income, and the term of the loan is usually 30 days or less.

What We Offer

With, you won’t have to wait a minute longer to speak directly with a lender. We are dedicated to helping you get the finances you need in a short amount of time.


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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.