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Fast Access to Funds

Fast Cash Loans for Immediate Money Needs

If you’re facing financial hardship, you’re not alone – and you’re not out of luck. Fast cash loans online from qualified lenders through PayDaySay can help you meet your needs immediately. Whether you need money to pay bills, for an unexpected hospital expense, for car repairs or even for moving expenses, a fast cash loan online can help.

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2000.00 personal loan
Best for Fair Credit



this rating is our subjective opinion

Minimum Credit Score


APR Range

59% - 199%with autopay

Loan Amounts Up to $100 per day
Fixed APR Does not charge interest
Loan Terms Until your scheduled payday
Frees No late fees ororigination fees
Time to Recive Funds Same day funding avalible
Recommended Credit Score No credit check required
Read the full review: Earning Personal Loans
Best for Fair Credit



this rating is our subjective opinion

Minimum Credit Score


APR Range

59% - 199%with autopay

Loan Amounts Up to $100 per day
Fixed APR Does not charge interest
Loan Terms Until your scheduled payday
Frees No late fees ororigination fees
Time to Recive Funds Same day funding avalible
Recommended Credit Score No credit check required
Read the full review: Earning Personal Loans
Best for Fair Credit



this rating is our subjective opinion

Minimum Credit Score


APR Range

Between 5.99% and 35.99%

Loan Amounts From $100 to $10000
Fixed APR Does not charge interest
Loan Terms From 90 days to 70 months
Fees No late fees origination fees
Time to Receive Funds Same day funding available
Recommended Credit Score No credit check required

Fast Cash Loan Online

If you’re under pressure now to get money for any reason, the right lender can give you the relief you need to get through a difficult financial situation. Simply fill out an online application to get matched with a lender that can make a loan quickly.

That way, your financial emergency won’t keep you off the path to financial health, and you can meet your emergency money needs now.

If you need to get cash fast, you have several options to turn to for help meeting your urgent financial needs. Among them are fast cash advance loans or short term loans online from lenders you can find through PayDaySay.

With online services, the process for applying for the loan is straightforward and easy, and takes very little time.

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3 Steps to Request Funds Online


Fill out the Form

  • short and easy form
  • safe & secure

See If You're Approved

  • real-time request review
  • large network of lenders

Check Your Account

  • convenient borrowing option
  • money into bank account

Fast Cash Loans for Bad Credit

PayDaySay tries to point you to qualified direct cash loans companies that can offer immediate help when you need the money quickly, so you don’t get into deeper financial trouble. You’ll get fast and professional assistance to help you through the process.

That way, you can get your fast financial help online with more confidence.

When you need money in a pinch but you have poor credit history, you can rest assured that you do have options.

PayDaySay tries to help you find the right lenders to offer online cash loans with bad credit for help when you face unavoidable and urgent expenses. Many times, you can get money within 24 hours.

Many people are in a situation where they have lower credit scores due to debt like car loans, student loans, credit card balances or mortgages.

Debt can strain your credit score, as it does for many Americans.

Total household debt in the U.S. was $14.27 trillion in the second quarter of 2020, according to the New York Federal Reserve.

Small cash loans for poor credit are designed to keep you from digging yourself deeper into debt and creating more of a financial burden.

You can, for example, pay for a car repair bill that can help you keep your reliable transportation for going to work. Or, you can borrow money online to pay for expense like medical costs, without putting them on a credit card, which can lower your credit score.

If you need cash fast with bad credit, you don’t have time to work on raising your credit score. After all, it can take months to years with the right steps to increase your credit score.

Credit agencies don’t raise your credit score instantly. It takes time to pay down your debts, show your ability to make payments on time and establish good credit history with the right habits. However, many people need cash to pay for immediate bills and don’t have time to work on raising their credit score.

The top bills people cannot pay are credit card bills, followed by rent mortgage or utility bills, according to the Federal Reserve data.

Not paying these bills could have disastrous consequences for your life now, and your financial health in the long-term. PayDaySay understands these urgent financial needs. That’s why we provide a way to connect with a bad credit cash loan fast, within the timeframe you need the money. It won’t take months to get small cash loans for poor credit. And your credit score won’t hold you back from getting the assistance you need now.

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Fast Cash Loans with No Credit Check

loan in emergency

When you need cash fast, you may not want lenders to run a full hard credit check. If you have a poor credit history, you may be declined by lenders who do run hard credit checks.

Fortunately, PayDaySay is here to help you find the right lender to offer fast cash payday loans with no credit check and instant approval.

That means, your personal credit score and credit history are not factored into the decision of whether to give you a cash advance loan. So, you can get the fast help you need with a short-term loan without a hard credit inquiry.

Instead, with a no credit check loan, the lender reviews your income sources and your bank information so you can more easily get a fast cash online loan. They may review other criteria as well. Your credit score is not the determining factor like it is with traditional financial institutions.

How to Get Fast Cash Now

If you need a cash loan today, you do have choices that can get you money to pay your urgent bills quickly. Within a matter of minutes, you might be approved for funds that could pay for your utility bill, car payment, medical bills or other necessities. If you budget your future income correctly, you can use fast cash today to keep you on the right financial path.

Apply online with PayDaySay to get a cash loan now, often within 24 hours. Find the money you need now deposited right into your checking account.

Frequently Asked Questions

How can I get cash fast?

You can get fast cash now through PayDay Say. Our professionals try to walk you through the process of finding the right alternative lending company to get the money you need, regardless of your credit history. We can work with borrowers who have less-than-perfect credit score to find the lending options that they can get approved for and afford.

You can apply 24 hours a day, 7 days a week online through a safe and secure process. With the right cash loan, you can get the money you need in an emergency. Our process is both convenient and trustworthy.

How do cash loans work?

You can find cash loans in a variety of amounts – from just a few hundred dollars up to thousands of dollars. You apply for a loan by providing information about your income and checking account with a simple online application. You may need to provide personal information like an email address or phone number.

Once you are approved, you get the lump sum of money usually within 24 hours. The money is deposited right into your online checking account, so you can access it easily when you need it.

Many lenders use lending criteria that doesn’t include your credit score. These loans can be ideal for people with bad credit who need cash to get them through an emergency. With many lenders, there is no cost to request a cash loan.

A fast cash payday loan will use your next paycheck as collateral for you to pay back the loan. Then you repay the loans with interest when you get your next paycheck.

With a fast cash installment loan, you repay the amount you borrowed with smaller payments over time. Terms can vary from as little as few months to several years. Typically, fast cash loans have a shorter repayment period of several months. The amount you pay each month is the same, so you can easily fit a repayment plan into your budget.

Where can I get fast cash loans?

You can get fast cash loans from alternative lending companies online. Lenders you’ll easily find through tries to provide a quick approval process, so you can get your loan when you need it most.

These lenders offer solutions for your immediate need, including payday cash advance loans. Apply any time, 24/7 with a safe and secure process.

How to get a cash loan fast?

If you need fast cash now, you do have choices. You can find help from family or friends. Or, you can turn to an alternative lender like the qualified lenders you can connect with online at any time through

Even with a poor credit history, you can find certified lenders that may provide a cash loan fast based on other factors than your credit score – like your income and bank account status. Rely on PayDaySay’s expertise to guide you to the right solution for your urgent money needs.

How to get a cash loan with bad credit?

Unexpected financial situations can happen to anyone. For people with bad credit, those hurdles can be more difficult to overcome. You may be surprised to learn that you can indeed find cash loans online for bad credit – and you can get those loans quickly.

Thanks to online sources that you can find through PayDaySay, you can face your financial challenge head on, even with bad credit.

Which fast cash loan is best?

The number of lending services out there can seem overwhelming. Be aware that some of these loans are from untrustworthy lenders. The best cash loans now are those you can get with confidence in the lender. You want to get a loan without having to worry about a lengthy or difficult approvals process. The best fast cash loans are from qualified lenders that understand your urgent financial needs, like the ones you’ll find through PayDaySay.

Rebecca McClay

Rebecca McClay is a financial writer, editor and and content consultant who has over 10 years of experience covering personal finance, business and investing. She is a regular conrtributor to Investopedia and published in Bloomberg, The Wall Street Journal, TheStreet, MarketWatch, Investorplace Media, Money Morning, etc.