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How are my APR and payments set?
How are my APR and payments set?
Any APR or payment shown on PayDaySay is an estimate, based on the info you enter. It’s for comparison only and not a final offer.
PayDaySay is not a lender. Your actual APR and payment are decided by the lender that reviews your request and can vary by loan type, state, credit, amount, and term.
For example:- Some longer-term personal loans may have APRs around 5.99% to 35.99%.
- Some short-term or small-dollar loans can have much higher APRs.
Not all lenders offer every rate, amount, or term. Before you accept a loan, the lender will show your exact APR, fees, payment schedule, and total cost. Always read this carefully and only agree if you’re sure you can afford it.