How It Works

Payday loans are the quickest and the easiest way possible to get money for various needs urgently. Payday loans are a fast fix for whatever money issues you have: a bill for a car repair, a hospital bill or a hole in the budget to be covered. Let’s see how payday loans work and how you can apply for one at today.

The Benefits

  • You don’t have to make an appointment with your financial advisor or stand the long line at the bank.
  • You provide less paperwork than at a regular bank.
  • The approval wait time is minimum.
  • The application process is fast and stress-free.
  • We protect your personal and banking information.
  • Direct interaction with the lender.

How to Apply for a Loan

See the application form on our website. You’re only a few minutes away from negotiating on the loan terms with the lender. Notice the gap-fill form and input your information.

Step one: write your personal and contact information.

Step two: provide your employment details.

Step three: specify your bank account details.

Make sure you have provided accurate information for the lender to contact you as soon as possible. Your employment details will serve as the sign of your credibility and the ability to pay the loan back. Your bank account details are needed for the lender to transfer money to you directly once you’ve been granted a loan.

How to Secure Yourself

Remember that we don’t give out loans. We simply connect you with the best lender to assist your financial needs.

In order to be sure of your information safety and non-disclosure, please read the terms and conditions agreement carefully. Also, before closing up the deal with the lender, read the fine print thoroughly. This way you’ll be aware of the interest rate, the APR and the late repayment fees that the lender may charge.

How to Repay the Loan Appropriately

The lenders are extremely open about terms they issue a loan on. Your task is to study all the information on the loan repayment terms before you sign the agreement with the lender.

The loan repayment is conducted in two ways. To make things easier, an automatic withdrawal of the loaned sum from your bank account can be arranged. Or, you could cover the loan amount with a postdated check. Negotiate on the loan repayment conditions with your lender early on.

Remember that late loan repayment has its consequences. The more you prolong the repayment the bigger the interest rate is going to get. Use this information to your advantage and try not to pay more than you owe.

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What is a payday loan?

It’s a small (usually under $1,000), short-term, no-collateral, cash advance. They are backed by future income, such as your next paycheck, a dividend or other type of regular income, and the term of the loan is usually 30 days or less.

What We Offer

With, you won’t have to wait a minute longer to speak directly with a lender. We are dedicated to helping you get the finances you need in a short amount of time.


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Material disclosure

APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.