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Disclaimer

Consumer Notice

Short-term lending options from third-party creditors are designed to offer a temporary solution to monetary needs and shouldn’t be used as long-term financial solutions. Applicants who experience credit issues or face debt need to find experienced credit and debt counseling. Borrowers are encouraged to get to know about the risks connected with requesting near-term loans, lending alternatives that might be more reasonable for your monetary needs and situation, and any local and state regulations around near-term loans in your state. In case you accept the terms of a lending offer, you agree to pay the principal of the loan off and cover charges according to the repayment schedule mentioned in the documents given to you by your creditor. We strongly ask you to carefully read all the lending contracts offered to you. In case you make a late payment or miss it, extra charges and penalties may apply. This site does not control the sum of fees you may owe for late payment, nonpayment, or partial payments. Ask your creditor for more details.

Not a Lender Notice

The operator of this site and its services is not a creditor or lender, is not a broker, does not make any credit decisions, and does not make offers for personal loans. We are not an agent or representative of any crediting institution and have no control over the creditors or their partners in our database. Submission of a loan inquiry to this site is not submission or a loan application. We do not guarantee that you will be approved for a near-term loan. Some creditors may demand faxing of details. Sometimes, you may need to visit a branch location or a physical store to complete the process of loan inquiry. Please contact your creditor directly with concerns or issues in relation to your loan.

Paid By Creditors, Crediting Partners, Networks, or Other Marketers

This site offers a free service that is meant to match borrowers with creditors. Submitting a loan inquiry lets us match you with third-party creditors, crediting partners, other networks, and marketers, and these parties pay us if they issue you a loan or if a creditor within their database is able to offer you a loan. If you obtain a loan offer, it is likely from the highest bidder and not from the creditor who is able to provide you with the best loan conditions.

Credit Implications

Some third-party creditors may perform credit pulls with credit reporting agencies or receive consumer reports through alternative providers to define your creditworthiness. By submitting your details, you agree to let us share your details with those in our database and to allow those in our database to check your details and verify your credit. You are not obliged to contract with any creditor within our database.

Availability

This site’s service is not available in every state. Citizens and residents of some states, including, but not limited to New York, Arkansas, West Virginia, and California are not eligible to utilize this site and its services. We reserve the right to change the availability of our service at any time without notice. In case you apply for a loan in a state where such loans or lending products are banned, or where this site does not have an available service provider or creditor, you will not be matched with the lender. Please familiarize yourself with the laws of your state concerning short-term loans. In using our services, it’s possible that you can be matched with a tribal creditor. Please be aware that tribal creditors are subject to tribal law and certain federal laws, which govern its loans and related contracts, but are exempt from abiding by state regulations. Please read thoroughly and understand the conditions of each loan suggested by the creditor. Do not agree to a near-term loan offer that includes conditions you do not agree to, or that you can’t pay off.

Oceonica Corp.
30 N Gould St., Ste 1351, Sheridan, WY 82801

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